Dave Ramsey is a well-known, self-made financial adviser who has helped thousands overcome debt and save for retirement. But some critics allege his investment advice is too optimistic and risky.

Dave Ramsey and his image have both been legally trademarked, so any unauthorized use by third parties of either are strictly forbidden.

The Total Money Makeover

Dave Ramsey has created an indisputable plan to financial fitness with this book, drawing upon his experiences.

Through straightforward advice on eliminating debt and building wealth, this must-read book provides invaluable advice to anyone wanting to get their finances under control.

Focus Keywords appear at the beginning of your content and are highlighted with bold font. They’re also included in sitewide navigation.

This Website and any Calculators, Spreadsheets or Analysis Tools (“Tools”) provided here are meant solely for educational and informational use only, not investment advice.

When using any Tools on this site it is your own responsibility and may be subject to applicable laws.

Ramsey Solutions may have financial relationships with some companies mentioned herein and may receive compensation should users click links leading to those companies, products or services mentioned.

Personal finance books often follow this model, with anecdotes from families that have been helped by the advice provided in such books as Suze Orman’s The Money Class or Napoleon Hill’s classic Think and Grow Rich.

Financial Peace Revisited

Dave Ramsey has helped millions get their finances in order. Known for advocating the Seven Baby Steps-a plan to reduce debt, save for emergencies, invest in real estate properties, pay off houses and build wealth-Dave Ramsey is also renowned for using his signature “Snowball Method”, an approach for paying off smaller debts before moving onto larger ones.

SmartVestor

Dave Ramsey’s popularity as an author, radio host, and television personality draws audiences eagerly into rooms across America.

People trust and follow authority figures. But creating your own authority brand may require more work and dedication than you expected.

This site’s tools and content are provided solely for educational purposes and should not be taken as financial or investment advice.

For such advice, it is advisable to seek qualified professional guidance. Ramsey Solutions may have financial relationships with some companies mentioned herein and may receive compensation should users click links leading to these companies or products/services. Ramsey Solutions own this website.

What Are the 4 Funds Dave Ramsey Recommends?

What Are Dave Ramsey’s Recommendations For Funds? Since 1999, Tennessee-born, self-made financial expert Dave Ramsey has helped thousands of people escape debt and build savings.

A sought-after personality with thousands of followers calling in regularly for his radio show or attending self-help seminars (both big arenas and church classrooms), leading self-help seminars as well as authoring best-selling books with bold advice that captivate his listeners; Dave is known for offering up no-nonsense tips to his listeners via radio shows like his national syndicated radio show or personal finance seminars while leading self-help seminars (both big arenas and small church classrooms).

His no-nonsense advice draws legions of listeners calling into his radio show or attending his seminars (ask them!).

His no-nonsense advice inspires his many followers who call in every week or buy his books or DVDs).

Ramsey suggests, among his Seven Baby Steps, creating an emergency fund of at least three to six months’ expenses, eliminating debt, saving for retirement, and adopting a budgeting system that assigns every dollar an expense category.

Many advisors consider these steps sound; however, some have challenged Ramsey’s investment advice, suggesting his estimates of potential returns could be too optimistic.

Suze Orman, author of Think and Grow Rich, advises her readers to automate their finances to reduce costly mistakes and save money.

Others, like Ramit Sethi, provide step-by-step plans for eliminating debt and building wealth.

No matter which personal finance strategy you pursue, it is advisable to conduct extensive research before selecting an advisor or financial manager – this way you can be certain your decision meets both your needs and those of others involved in your situation.